Mappideceng:Jurnal Ekonomi Syariah
type: channel
description: Mappideceng: Journal of Islamic Economics is a peer-reviewed scholarly journal published periodically by the Islamic Economics Study Program, Sekolah Tinggi Agama Islam (STAI) DDI Pinrang, Indonesia. The journal is established as an academic platform for the development, dissemination, and exchange of scientific knowledge in the field of Islamic economics. The journal is dedicated to advancing Islamic economics through rigorous conceptual, normative, and empirical studies. It provides a comprehensive forum for the critical examination of contemporary and emerging issues at the intersection of Islamic law and economic practices, both at theoretical and applied levels. Mappideceng welcomes original research articles from academics, researchers, practitioners, and postgraduate students as a collective scholarly effort to enrich and strengthen the intellectual foundations of Islamic economics. All submitted manuscripts undergo a double-blind peer-review process prior to publication and are disseminated to a broad academic audience. Mappideceng: Journal of Islamic Economics is published biannually, with issues released in May and November. The journal encompasses a broad and integrative scope of scholarship in Islamic economics. It covers studies in Islamic economic law, Islamic banking and finance, Islamic business and entrepreneurship, as well as Islamic law and Islamic marketing. In addition, the journal welcomes research on Islamic philanthropy, including zakat, waqf, and Islamic social finance, alongside studies on Islamic human resource management. Contemporary and applied discussions on the halal supply chain and the halal industry also form an important part of the journal’s academic focus. Furthermore, the journal remains open to other relevant and emerging topics that contribute to the theoretical development, empirical analysis, and practical advancement of Islamic economics. Journal title : Mappideceng: Journal of Islamic Economics Initials : Mappideceng Freq…
publisher: STAI DDI Pinrang
language: id
publication name: Mappideceng:Jurnal Ekonomi Syariah
issn: 3123-9439
items: Analisis Jual Beli Online Sistem Dropshipping Pada Toko Pakaian di Kota Kendari Ditinjau Dari Etika Bisnis Islam
items: STUDI KELAYAKAN PENDIRIAN USAHA BERBASIS SYARIAH PADA SEKTOR DIGITAL (E-COMMERCE HALAL)
items: Optimalisasi Bauran Pemasaran Syariah 9P Dalam Meningkatkan Daya Saing Pasar Halal
items: Analisis Penerapan Artificial Intelligence (AI) dalam Meningkatkan Efisiensi dan Akurasi Laporan Keuangan di Era Digital
items: Analisis Pemasaran Syariah dalam Meningkatkan Nasabah Produk BSI OTO Pada Bank Syariah Indonesia KCP Pinrang
items: Strategi Program Pemberdayaan Desa Dalam Mengembangkan Ekonomi Masyarakat di Dusun Cappakala Kabupaten Pinrang (Perspektif Maqashid Syariah)
items: Analisis Produktvitas Dana Zakat Melalui Program Bedah Rumah di BAZNAS Kab. Pinrang
items: Analisis Pelaksanaan Program Keluarga Harapan (PKH) dalam Meningkatkan Kesejahteraan Keluarga Penerima Manfaat di Desa Massewae Kecamatan Duampanua Kabupaten Pinrang (Perspektif Ekonomi Islam)
items: Analisis Tantangan dan Peluang dalam Pengembangan Produk Investasi Syariah (Studi Kasus Di BSI KCP Pinrang)
items: Analisis Ekonomi Islam pada Program Jaminan Sosial Ketenagakerjaan Konsumen Bukan Penerima Upah di BPJS Ketenagakerjaan Cabang Pinrang
items: Analisis Risiko pada Produk Pembiayaan Arrum BPKB di Pegadaian Syariah UPS Watang Sawitto
items: Implementasi Fatwa DSN-MUI No.92/DSN/MUI/IV/2014 Tentang Akad Rahn Pada Pembiayaan Wisata Religi Di Pegadaian Syariah Kabupaten Pinrang
items: Analisis Minat Masyarakat Desa Kaballangang Dalam Menggunakan Produk Perbankan Syariah
items: Analisis Perilaku Konsumen Perspektif Ekonomi Islam Dalam Transaksi Jual Beli (Di Pasar Rakyat Pekkabata Kab Pinrang)
items: Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang
items: Tinjauan Kelayakan Bisnis Syariah Pada Usaha Sarang Burung Walet Di Dusun Batri Desa Kaballangang
items: Analisis Minat Masyarakat dalam Membayar Zakat Secara Online di BAZNAS (Studi Kasus BAZNAS Kabupaten Pinrang)
items: Implementasi Prinsip-Prinsip Ekonomi Syariah Pada Koperasi Pondok Pesantren Ittihadul Usrati Wal-Jamaah Ddi Lerang-Lerang Kabupaten Pinrang
items: IMPLEMENTASI AKAD QARDH TERHADAP PEMBIAYAAN DI KOPERASI AMANAH MULIA IKHLAS (KAMI) KABUPATEN PINRANG
items: Kontribusi Halal Value Chain dalam Pengembangan Ekonomi Syariah pada UMKM
items: Mekanisme Denda Yang Adil Dalam Pembiayaan Akad Bai' Bitsman Ajil: Perspektif Ekonomi Islam
items: IMPLEMENTASI AKAD MUKHABARAH DALAM PRAKTEK TESANG GALUNG
items: Dampak Direct Selling Online terhadap Pedagang Pasar Tradisional: Perspektif Ekonomi Syariah
items: Digitalisasi Bisnis Syariah: Peluang Baru bagi Womenpreneur

Analisis Jual Beli Online Sistem Dropshipping Pada Toko Pakaian di Kota Kendari Ditinjau Dari Etika Bisnis Islam
type: item
description: This study aims to identify and understand the types of transactions involved in online sales using the dropshipping system at clothing stores in Kendari City. This study also aims to determine online buying and selling using the dropshipping system in terms of Islamic business ethics in clothing stores in Kendari City. This study uses a qualitative descriptive approach with data collection techniques through interviews, observation, and documentation of dropshipping practitioners and consumers who are directly involved. Informants were selected using purposive sampling, with a total of 13 informants. The results show that dropshipping practices in clothing stores in Kendari City, when viewed in terms of transaction processes, transaction types, and contract clarity, have mostly applied Islamic business ethics principles such as honesty, transparency, responsibility, and fairness. However, practices that contradict sharia principles were still found, such as excessive promotion, concealment of supplier identity, and discrepancies between the goods received by consumers and the information promoted. In terms of contracts, most transactions used salam contracts, in which the dropshipper acted as a marketing intermediary for the supplier's products
subject: Artikel
  topic: section
subject: Dropshipping, Islamic Business Ethics, Kendari Clothing Store, Online Buying and Selling
  topic: keywords
creator: Sinarwaty Daswan
creator: Lestari Daswan
rights: Hak Cipta (c) 2026 Sinarwaty Daswan, Lestari Daswan (Penulis) https://creativecommons.org/licenses/by-sa/4.0
date: 2026-05-26
publication date: 2026-05-26
starting page: 22
ending page: 37

STUDI KELAYAKAN PENDIRIAN USAHA BERBASIS SYARIAH PADA SEKTOR DIGITAL (E-COMMERCE HALAL)
type: item
description: Kemajuan pesat dalam teknologi digital telah mengubah berbagai sektor bisnis, termasuk munculnya model bisnis yang sesuai syariah. Salah satu inovasi terbaru adalah e-commerce halal, yang memadukan prinsip-prinsip ekonomi Islam dengan platform perdagangan elektronik. Penelitian ini bertujuan untuk mengevaluasi kelayakan mendirikan bisnis berbasis syariah di industri e-commerce halal dengan mengkaji berbagai dimensi, seperti pasar dan pemasaran, teknis dan operasional, keuangan, serta aspek hukum dan syariah. Penelitian ini merupakan tinjauan pustaka, di mana data diperoleh dari berbagai sumber seperti jurnal ilmiah, buku, dan dokumen relevan lainnya, kemudian dianalisis secara deskriptif menggunakan analisis konten. Hasil penelitian menunjukkan bahwa meningkatnya kesadaran masyarakat terhadap produk halal, ditambah dengan kemajuan teknologi digital, membuka potensi pasar yang luas bagi e-commerce halal. Dari segi teknis dan operasional, pengembangan bisnis ini relatif mudah didukung oleh infrastruktur digital, meskipun masih dihadapkan pada keterbatasan sumber daya manusia dan literasi digital. Dari sisi keuangan, usaha ini dinilai efisien dengan prospek laba yang menjanjikan. Sementara itu, dari perspektif syariah, kelayakan bisnis sepenuhnya bergantung pada penerapan prinsip-prinsip Islam secara konsisten, seperti kejelasan akad dan kehalalan produk. Dengan demikian, industri e-commerce halal berbasis syariah dinyatakan layak untuk dikembangkan. Dengan mengantisipasi tantangan yang ada serta mengoptimalkan integrasi antara prinsip syariah dan inovasi teknologi digital, langkah ini akan menjadi strategi yang tepat.
subject: Artikel
  topic: section
subject: Halal E-Commerce
  topic: keywords
subject: Sharia-Based Business
  topic: keywords
subject: Business Feasibility Analysis
  topic: keywords
subject: Digital Technology
  topic: keywords
creator: Asika
creator: Nurul Aini
creator: Ath Thahirah
creator: M. Nur Fadil
rights: Hak Cipta (c) 2026 Asika, Nurul Aini, Ath Thahirah, M. Nur Fadil (Penulis) https://creativecommons.org/licenses/by-sa/4.0
date: 2026-05-26
publication date: 2026-05-26
starting page: 38
ending page: 47

Optimalisasi Bauran Pemasaran Syariah 9P Dalam Meningkatkan Daya Saing Pasar Halal
type: item
description: Tujuan penelitin ini untuk menganalisis kontribusi bauran pemasaran syariah 9P terhadap peningkatan daya saing pasar halal serta mengidentifikasi strategi optimalisasi penerapannya dalam menghadapi perkembangan perilaku konsumen dan kompetisi bisnis modern. Penelitian ini menggunakan metode literatur riview dengan pendekatan deskriptif kualitatif. Data dikumpulkan dari jurnal ilmiah, buku, dan penelitian sebelumnya yang relevan. Hasil penelitian menunjukkan bahwa kepercayaan, kepuasan, dan kesetiaan pelanggan terhadap produk halal ditingkatkan oleh setiap elemen dari bauran pemasaran syariah 9P, yaitu produk, harga, lokasi, promosi, sumber daya manusia, proses, bukti fisik, pembayaran, dan pengemasan. Selain itu, optimalisasi penerapan bauran pemasaran syariah 9P dapat dilakukan melalui pemanfaatan teknologi digital, inovasi produk, promosi digital, peningkatan kualitas pelayanan, serta penggunaan sistem pembayaran syariah untuk meningkatkan daya saing bisnis halal di era modern.
subject: Artikel
  topic: section
subject: Bauran Pemasaran Syariah 9P
  topic: keywords
subject: Daya Saing
  topic: keywords
subject: Pasar Halal
  topic: keywords
creator: Rasmida
creator: Rizki Irjayani Putri
creator: Nazha Udin
rights: Hak Cipta (c) 2026 Rasmida, Rizki Irjayani Putri, Nazha Udin (Penulis) https://creativecommons.org/licenses/by-sa/4.0
date: 2026-05-26
publication date: 2026-05-26
starting page: 8
ending page: 21

Analisis Penerapan Artificial Intelligence (AI) dalam Meningkatkan Efisiensi dan Akurasi Laporan Keuangan di Era Digital
type: item
description: This research is motivated by the organization's need for a faster, more accurate, and secure financial system amidst rapid technological advancements. The purpose of this research is to understand the role and practices of Artificial Intelligence (AI) application in financial statement preparation, and to examine the impacts and challenges faced in its implementation. The method used is a Systematic Literature Review (SLR) with a descriptive qualitative approach to various literature from 2020-2024 discussing the integration of AI in the field of accounting. The research findings indicate that the implementation of AI can improve work efficiency by automating routine tasks such as transaction recording and financial statement preparation, enhance data accuracy, and provide predictive analytics to support data-driven decision-making. AI also plays a role in detecting errors and potential fraud early on, while simultaneously strengthening the security of financial data. The main challenges that have emerged include the need to improve human resource competencies, cybersecurity risks, and the potential for accountants' roles to diminish due to automation. The synergy between humans and technology is key to creating efficient, transparent, and sustainable modern accounting systems in the digital age.
subject: Artikel
  topic: section
subject: Artificial Intelligence; Accounting; Financial Statements; Efficiency; Digitalization.
  topic: keywords
creator: Yuniar Fitri Andani
creator: Muh. Sajjaj Sudirman
rights: Hak Cipta (c) 2026 Yuniar Fitri Andani, Muh. Sajjaj Sudirman (Penulis) https://creativecommons.org/licenses/by-sa/4.0
date: 2026-05-26
publication date: 2026-05-26
starting page: 1
ending page: 7

Analisis Pemasaran Syariah dalam Meningkatkan Nasabah Produk BSI OTO Pada Bank Syariah Indonesia KCP Pinrang
type: item
description: BSI OTO is a motor vehicle financing service product (cars and motorbikes). This research aims to analyze Sharia Marketing in increasing customers for BSI OTO products. The method used is qualitative with interview techniques, observation and documentation. The research subjects were sharia bank employees and customers of BSI OTO KCP ​​Pinrang. The results of the study indicate that: 1) The BSI OTO Product System at Bank Syariah Indonesia KCP Pinrang uses the murabahah contract, which is a buying and selling scheme where the bank buys vehicles from dealers and resells them to customers at an agreed price, including a profit margin. 2) The sharia marketing strategy implemented by Bank Syariah KCP Pinrang in increasing the number of BSI OTO product customers is quite effective. This strategy includes promotion, distribution of brochures, socialization, and utilization of social media.
subject: Artikel
  topic: section
subject: Marketing Strategy
  topic: keywords
subject: BSI OTO
  topic: keywords
subject: Financing Products
  topic: keywords
creator: Nasriani
creator: Wahyuni
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-11-04
publication date: 2025-11-04
starting page: 72
ending page: 79

Strategi Program Pemberdayaan Desa Dalam Mengembangkan Ekonomi Masyarakat di Dusun Cappakala Kabupaten Pinrang (Perspektif Maqashid Syariah)
type: item
description: This study aims to analyze the Village Empowerment Program Strategy in Developing the Community Economy in Cappakala Hamlet, Pinrang Regency based on the Maqāṣid Sharīʿah perspective. The background of this study is the government's efforts through the establishment of Village-Owned Enterprises (BUMDes) to explore village potential and improve welfare, as mandated in Law No. 32 of 2004 and Government Regulation No. 43 of 2014. Cappakala Hamlet has local potential that needs to be managed synergistically by the village government and the community to encourage economic growth. This study uses a descriptive qualitative approach. Primary data sources were obtained through in-depth interviews with the Village Head, Village Secretary, and the community of Cappakala Hamlet. Secondary data were obtained from archives, books, and journals related to community empowerment, economic development, and Maqāṣid Sharīʿah. Data analysis was carried out through data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the village empowerment program strategy in Cappakala Hamlet seeks to establish BUMDes with business units such as BRI Link, sewing groups, and savings and loans. This strategy was developed by integrating the principles of Maqāṣid Sharīʿah (maintenance of religion/din, soul/nafs, reason/‘aql, descendants/nasl, and wealth/māl). The implementation of the Maqāṣid Sharīʿah perspective is realized through: (a) Sustainable Economic Empowerment (Property) through sharia-based MSMEs; (b) Increasing Access to Education and Skills (Intellect) through technical training; (c) Increasing Social and Health Welfare (Soul); (d) Maintaining Religion and Spirituality (Religion) through worship development and access to sharia banking; and (e) Developing Supporting Infrastructure (Descendants). Overall, this strategy is aimed at creating comprehensive, sustainable community welfare in accordance with Islamic values.
subject: Artikel
  topic: section
subject: Strategy
  topic: keywords
subject: Village Empowerment Program
  topic: keywords
subject: Community Economy
  topic: keywords
creator: Nurul Mutmainna
creator: Mustamin B
creator: Wahyuni
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-10-12
publication date: 2024-10-12
starting page: 43
ending page: 56

Analisis Produktvitas Dana Zakat Melalui Program Bedah Rumah di BAZNAS Kab. Pinrang
type: item
description: Zakat has an important role in economic and social aspects. On the one hand, zakat helps reduce poverty and fosters social awareness for the rich. On the other hand, zakat prevents the accumulation of wealth in a handful of people. Therefore, the role of the Zakat Agency is very much needed so that its distribution is right on target. This study aims to analyze the productivity of zakat funds through the house renovation program by BAZNAS Pinrang Regency. This type of research is descriptive qualitative with observation, interview, and documentation techniques for beneficiaries. The results of the study show that zakat funds are distributed through field parties who work together with BAZNAS, then organize the implementation of house renovation. Supporting factors of the program include a) Availability of definite funds, b) Transparency in reporting, and c) Good coordination between parties. While the inhibiting factors encountered are time issues, such as delays in the process of building houses for aid recipients.
subject: Artikel
  topic: section
subject: Zakat Funds
  topic: keywords
subject: House Renovation
  topic: keywords
subject: Productivity
  topic: keywords
subject: BAZNAS
  topic: keywords
subject: Pinrang Regency
  topic: keywords
creator: Nurul Ismayanti
creator: Desy Arum Sunarta
creator: Andi Bisyriani
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-11-04
publication date: 2025-11-04
starting page: 72
ending page: 79

Analisis Pelaksanaan Program Keluarga Harapan (PKH) dalam Meningkatkan Kesejahteraan Keluarga Penerima Manfaat di Desa Massewae Kecamatan Duampanua Kabupaten Pinrang (Perspektif Ekonomi Islam)
type: item
description: Poverty is a major challenge in development, including in Massewae Village, Duampanua District, Pinrang Regency. The Family Hope Program (PKH) is here as an effort to overcome this problem by providing financial assistance to underprivileged families. However, the distribution of assistance still experiences obstacles that require attention so that it is right on target. This study aims to analyze the effectiveness of PKH implementation in Massewae Village and its compliance with Islamic economic principles. Qualitative descriptive methods are used with observation, interview, and documentation techniques. The research subjects include recipients, assistants, PKH leaders, and related parties in program implementation.The results of this study indicate that: 1) The implementation of PKH has a positive impact on improving welfare, especially in health, education, and social aspects. However, there are still negative impacts in the form of dependence on aid. 2) Based on the perspective of Islamic economics, PKH in Massewae Village has reflected the principles of monotheism and balance, but still faces challenges in terms of the principles of caliphate and distribution justice.
subject: Artikel
  topic: section
subject: Family Hope Program
  topic: keywords
subject: Welfare
  topic: keywords
subject: Islamic Economics
  topic: keywords
creator: Nurfadilah
creator: Desy Arum Sunarta
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-11-04
publication date: 2025-11-04
starting page: 63
ending page: 71

Analisis Tantangan dan Peluang dalam Pengembangan Produk Investasi Syariah (Studi Kasus Di BSI KCP Pinrang)
type: item
description: Along with the development of the sharia financial industry, especially in the banking sector, sharia investment products have become one of the choices that are increasingly in demand by the public. However, the development of this product cannot be separated from the various challenges that must be faced, both in terms of regulation, understanding, and market competition in the community. This study aims to determine the development, challenges and opportunities of sharia investment products. The type of research used is descriptive qualitative. In its implementation, researchers conducted field visits to collect relevant information from employees of Bank Syariah Indonesia Pinrang Branch. The results of this study are. 1) The development of sharia investment products at Bank Syariah Indonesia focuses on two main products, namely gold installments and deposits. The emphasis on increasing gold installment sales and strengthening deposit products is expected to strengthen the position of sharia banking in the Pinrang Regency area. 2) the challenges in the gold installment program at Bank Syariah Indonesia (BSI) KCP Pinrang are related to the down payment (DP) which is often an obstacle for some customers
subject: Artikel
  topic: section
subject: Indonesia Islamic Bank
  topic: keywords
subject: Sharia Investment
  topic: keywords
subject: Challanges and opportunities
  topic: keywords
creator: Amaliah Nur Wahida
creator: Wahyuni
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-11-04
publication date: 2025-11-04
starting page: 55
ending page: 62

Analisis Ekonomi Islam pada Program Jaminan Sosial Ketenagakerjaan Konsumen Bukan Penerima Upah di BPJS Ketenagakerjaan Cabang Pinrang
type: item
description: Indonesia with a Muslim majority does not necessarily know the Islamic economy in the Employment Social Security program at BPJS Ketenagakerjaan. So it is necessary to analyze the Social Security program to find out the application of Islamic economics, especially the segmentation of Non-Wage Earners This study aims to determine the form of the employment social security program and to find out the Islamic economy on the Non-Wage Recipient consumer employment social security program. This type of research is descriptive qualitative research where researchers go into the field to explore information on employees and consumers who are not wage earners. The results of this study are. (1) There are 3 forms of employment social security programs for consumers who are not wage earners, namely: Work Accident Insurance, Death Insurance and Old Age Insurance. (2) Islamic economic analysis on the employment social security program for Non-Wage Receiving consumers at BPJS Ketenagakerjaan Pinrang has been based on the principles of Islamic economics where 5 principles are the principles of tawhid, justice, responsibility, truth and honesty, and the principle of willingness.
subject: Artikel
  topic: section
subject: BPJS Employment
  topic: keywords
subject: Non-Wage Earners
  topic: keywords
subject: Islamic Economics
  topic: keywords
creator: Sri Wahyuni
creator: Desy Arum Sunarta
creator: Mustamin B
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah https://creativecommons.org/licenses/by-sa/4.0
date: 2025-11-04
publication date: 2025-11-04
starting page: 46
ending page: 54

Analisis Risiko pada Produk Pembiayaan Arrum BPKB di Pegadaian Syariah UPS Watang Sawitto
type: item
description: The development of Micro, Small and Medium Enterprises is often hampered by limited access to capital due to lack of eligible collateral. Arrum BPKB financing products from Pegadaian Syariah are an alternative solution, but still have potential risks. This study aims to determine the form of Arrum BPKB financing and analyze its risks at Pegadaian Syariah UPS Watang Sawitto. Using descriptive qualitative methods with data collection techniques through observation, interviews, and documentation of employees and customers. The results of this study are as follows. 1) The forms of Arrum BPKB financing at Pegadaian Syariah UPS Watang Sawitto are: a) Financing in the form of loans, where customers apply for financing with vehicle ownership certificates (BPKB) as collateral. b) The term agreed upon by the customer, according to the customer's needs. c) Storage service fees are charged. d) Financing repayment is made using a monthly installment system. 2) Risk analysis for Arrum BPKB financing products at Pegadaian Syariah UPS Watang Sawitto is carried out using risk management by: a) Identifying risks. b) Measuring risks. c) Monitoring risks. d) Controlling risks
subject: Artikel
  topic: section
subject: Risk Analysis
  topic: keywords
subject: Arrum BPKB
  topic: keywords
subject: Pegadaian Syariah
  topic: keywords
creator: Rachmadana
creator: Desy Arum Sunarta
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-05-15
publication date: 2025-05-15
starting page: 36
ending page: 45

Implementasi Fatwa DSN-MUI No.92/DSN/MUI/IV/2014 Tentang Akad Rahn Pada Pembiayaan Wisata Religi Di Pegadaian Syariah Kabupaten Pinrang
type: item
description: This study aims to determine the implementation of the rahn contract in financing religious tourism at Pegadaian Syariah UPS Pasar Sentral, Pinrang Regency and its compliance with DSN-MUI Fatwa No.92/DSN-MUI/IV/2024. The method used is qualitative descriptive with observation, interview, and documentation techniques.The results of the study indicate that: 1) the religious tourism financing system based on the rahn contract is a practical sharia solution for people who want to perform the Umrah pilgrimage. This program provides easy access to funds through gold collateral, easy installments, and a safe process that is in accordance with sharia principles. 2) Its implementation is in accordance with the fatwa, with transactions that are free of usury, transparent, and only subject to administration and storage fees. However, there are still obstacles such as low public understanding of the rahn contract and limited gold ownership. Pegadaian Syariah addresses this through education and additional services such as gold savings and gold purchases in installments to increase program accessibility for prospective Umrah pilgrims.
subject: Artikel
  topic: section
subject: Rahn Contract Implementation
  topic: keywords
subject: Religious Tourism Financing
  topic: keywords
subject: Pegadaian Syariah Pinrang
  topic: keywords
creator: Putri Hasma
creator: Wahyuni
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-05-15
publication date: 2025-05-15
starting page: 29
ending page: 35

Analisis Minat Masyarakat Desa Kaballangang Dalam Menggunakan Produk Perbankan Syariah
type: item
description: Banks have an important role in the economy, including production, consumption, trade, savings and investment activities. In general, banks are divided into conventional banks and sharia banking. These two types of banks have the main function of collecting funds and distributing funds.This study aims to analyze the interest of the Kaballangang Village community in using Islamic banking products and the factors that influence it. The method used is descriptive qualitative with interview, observation, and documentation techniques. The subjects of the study were people who had or did not have experience using Islamic banking products.The research results show that: 1) The Kaballangang Village Community's understanding of sharia banking is still very limited. Most respondents do not have sufficient knowledge regarding sharia banking principles, systems and products. 2) The Kaballangang Village community's interest in sharia banking products is relatively low. Of the 15 informants interviewed, only 3 people used sharia banking products, while the other 12 preferred conventional banks such as BRI.
subject: Artikel
  topic: section
subject: Islamic Banking Interest
  topic: keywords
subject: Community Perception
  topic: keywords
creator: Riza Syaripuddin
creator: Wahyuni
creator: Desy Arum Sunarta
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-05-15
publication date: 2025-05-15
starting page: 23
ending page: 28

Analisis Perilaku Konsumen Perspektif Ekonomi Islam Dalam Transaksi Jual Beli (Di Pasar Rakyat Pekkabata Kab Pinrang)
type: item
description: This study aims to analyze the phenomenon of consumer behavior at Pekkabata Traditional Market by considering the principles of Islamic economics that influence their purchasing decisions. With this, it is expected to identify key factors that shape consumer shopping behavior in a context that is in accordance with sharia. This study uses qualitative descriptive research, namely a research approach that describes data in depth. Data collection techniques include observation, interviews, and documentation, which are analyzed using qualitative descriptive methods. The results of this study indicate that: 1) Consumer behavior in the Pekkabata market in conducting transactions has been carried out in accordance with Islamic law, where consumers carry out a fair, honest and non-harmful bargaining process for other parties. 2) Consumer behavior factors in the Pekkabata market are more influenced by cultural and personal factors, because consumer behavior tends to be sensitive to price due to limited income and consumers prefer affordable products according to their needs.
subject: Artikel
  topic: section
subject: Consumer Behavior
  topic: keywords
subject: Islamic Economics
  topic: keywords
subject: Buying and Selling Transactions
  topic: keywords
creator: A Rahmat Hidayat
creator: Mustamin B
creator: Andi Bisyriani
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-05-11
publication date: 2025-05-11
starting page: 9
ending page: 23

Analisis SWOT pada Produk KUR Syariah di PT. Pegadaian Syariah Kabupaten Pinrang
type: item
description: This study is entitled SWOT Analysis on Sharia KUR Products at PT. Pegadaian Syariah Pinrang Regency. The main objective of this study is to analyze SWOT on Sharia KUR products at PT. Pegadaian Syariah Pinrang Regency. The research method used is descriptive qualitative with data collection techniques through observation, interviews, and documentation. The results of the study indicate that 1) a financing mechanism based on sharia principles aimed at micro, small, and medium enterprises (MSMEs). The marketing strategy for this product is not too aggressive because it is widely known by customers as a product with low interest. However, there are several shortcomings, namely the absence of collateral in the loan, so that if there is arrears, the collection process becomes difficult. The main obstacle in submitting KUR is usually related to filing, such as incomplete business permits. 2) SWOT analysis is a strategic planning method used to evaluate Strengths, Weaknesses, Opportunities, and Threats in a business, project, or organization. The demand for KUR is quite high with many enthusiasts and submission of files
subject: Artikel
  topic: section
subject: SWOT Analysis, Products
  topic: keywords
subject: Sharia KUR
  topic: keywords
subject: PT. Pegadaian Syariah
  topic: keywords
creator: A. Nur Hazizah
creator: Desy Arum Sunarta
creator: Andi Bisyriani
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2025-10-15
publication date: 2025-10-15
starting page: 1
ending page: 8

Tinjauan Kelayakan Bisnis Syariah Pada Usaha Sarang Burung Walet Di Dusun Batri Desa Kaballangang
type: item
description: This research is titled “A Study of the Feasibility of a Sharia Business in the Edible Bird’s Nest Enterprise in Batri Hamlet, KaballangangnVillage.” The main objective of this research is to analyze the feasibility of the edible bird’s nest business from a sharia business perspective by considering legal, market, management, and environmental aspects.The research method used is descriptive qualitative, with data collection techniques including observation, interviews, and documentation. The findings of the first research question indicate that the swiftlet nest business in Batri Hamlet, Kaballangang Village, has significant economic potential, but there are challenges such as price fluctuations. From the perspective of Sharia law, this business is permissible as long as it adheres to Islamic principles, such as justice and transparency.The findings of the second research question indicate that the swiftlet nest business in Batri Hamlet, Kaballangang Village, is running well and has the potential to improve family economies. This is due to the relatively high price of swiftlet nests and the satisfactory harvests obtained by swiftlet entrepreneurs. In conclusion, this business is feasible under sharia principles but requires improvements in certain aspects to better align with Islamic economic principles and sustainability.
subject: Artikel
  topic: section
subject: Sharia Business Feasibility
  topic: keywords
subject: Edible Nest Industry
  topic: keywords
subject: Islamic Economic Principles
  topic: keywords
creator: Reza Syaripuddin
creator: Mustamin B
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-11-02
publication date: 2024-11-02
starting page: 38
ending page: 47

Analisis Minat Masyarakat dalam Membayar Zakat Secara Online di BAZNAS (Studi Kasus BAZNAS Kabupaten Pinrang)
type: item
description: The development of digital technology encourages innovation in religious services, including zakat payment. BAZNAS Pinrang Regency has provided online zakat payment services to facilitate the community. This study aims to analyze public interest in paying zakat online at BAZNAS Pinrang Regency with a qualitative approach and case study method. Data were obtained through interviews with potential community members as muzakki, BAZNAS administrators, and other related parties, as well as through observation and document analysis. The results showed that community interest still varies. Some people are interested because of the convenience and practicality of the online system, while others continue to choose conventional methods due to habits and limitations in understanding technology. The main obstacles include low digital literacy, limited internet access in some areas, and lack of trust in the online system, so direct payments are considered safer and more convenient for some people.
subject: Artikel
  topic: section
subject: Online Zakat Payment
  topic: keywords
subject: Digital Literacy
  topic: keywords
subject: Public Interest
  topic: keywords
creator: Sri Rahayu
creator: Wahyuni
creator: Andi Bisyriani
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-11-02
publication date: 2024-11-02
starting page: 31
ending page: 37

Implementasi Prinsip-Prinsip Ekonomi Syariah Pada Koperasi Pondok Pesantren Ittihadul Usrati Wal-Jamaah Ddi Lerang-Lerang Kabupaten Pinrang
type: item
description: Sharia economics emphasizes the importance of balance between worldly and afterlife needs, where every economic activity, including in cooperatives, must be in accordance with Islamic principles. These principles include justice, honesty, responsibility, and freedom from usury, gharar, and maysir. Islam views spiritual and material aspects as an inseparable unity.The sharia cooperative at the IUJ DDI Lerang-Lerang Islamic Boarding School, Pinrang Regency, is a real example of the application of Islamic economics in an educational environment. This cooperative functions as a fair and transparent economic forum, as well as an educational medium for students and the community in applying Islamic values ​​in daily economic activities. Researchers are interested in studying its implementation because of its potential in forming Islamic economic character from an early age.The results of the study show that: 1) The implementation of the principles of Islamic economics in this cooperative has reflected the principles of justice, welfare, and mutual assistance in economic activities, especially in providing business capital to members. 2) Although the cooperative has implemented the principles of Islamic economics.
subject: Artikel
  topic: section
subject: Economics Principles
  topic: keywords
subject: Sharia Cooperative
  topic: keywords
subject: Islamic Boarding School Economy
  topic: keywords
creator: Sitti Mulyana
creator: Desy Arum Sunarta
creator: Wahyuni
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-11-02
publication date: 2024-11-02
starting page: 24
ending page: 30

IMPLEMENTASI AKAD QARDH TERHADAP PEMBIAYAAN DI KOPERASI AMANAH MULIA IKHLAS (KAMI) KABUPATEN PINRANG
type: item
description: The qardh contract financing procedure at the Amanah Mulia Ikhlas Cooperative in Pinrang Regency is a process of providing loans without interest that is mutually beneficial between members. Customers or members submit financing applications to the cooperative by completing administrative requirements. After going through a verification process and feasibility analysis, the cooperative will disburse the loan funds. Customers are then required to repay the loan within the agreed time period, without additional interest. The entire process follows sharia principles, avoids usury, and prioritizes the principles of justice and mutual benefit. The implementation of the qardh contract in financing at the Amanah Mulia Ikhlas Cooperative in Pinrang Regency has been truly implemented.
subject: Artikel
  topic: section
subject: Implementacion
  topic: keywords
subject: Qardh Contract
  topic: keywords
subject: Financing
  topic: keywords
subject: Sincere
  topic: keywords
subject: Trustworthy Cooperative
  topic: keywords
creator: Aisyah Ramadhani
creator: Mustamin B
creator: Andi Bisyriani
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-11-02
publication date: 2024-11-02
starting page: 12
ending page: 23

Kontribusi Halal Value Chain dalam Pengembangan Ekonomi Syariah pada UMKM
type: item
description: The global Islamic economy industry focuses on highly consumptive and competitive sectors, such as food, lifestyle, tourism, and finance. The principle of halal serves as a universal indicator for Muslims regarding product quality and living standards. Therefore, it is crucial to start with halal raw materials and maintain integrity throughout the entire halal supply chain. The implementation of a halal value chain for all products is a form of trust for all producers. The distribution and marketing of halal food and beverage products must indicate the Shariah values and must not be mixed with non-halal products. This research aims to explore the development of the Islamic economy through the support of halal value chain implementation and to analyze data on the growth of halal certification among MSMEs in Indonesia, particularly in South Sulawesi. This study used a literature review method, gathering references relevant to the research topic. The findings indicate that the support for the halal value chain does not stop at distribution and marketing but also requires strengthening Islamic financial institutions, regulations, and research development. Aspects such as protection, impartiality, legal certainty, transparency, effectiveness, and efficiency are highly valued in ensuring the halal guarantee of a product. For Muslim consumers, halal certification is essential as it integrates religious values with consumer rights.
subject: Artikel
  topic: section
subject: Halal Value Chain
  topic: keywords
subject: MSME Development.
  topic: keywords
creator: Desy Arum Sunarta
creator: Nurfadilah Maulana
creator: Riski Apriliani
rights: Hak Cipta (c) 2025 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-11-02
publication date: 2024-11-02
starting page: 1
ending page: 11

Mekanisme Denda Yang Adil Dalam Pembiayaan Akad Bai' Bitsman Ajil: Perspektif Ekonomi Islam
type: item
description: Bai' Bithaman Ajil (BBA) is one of the financing instruments widely applied in the Islamic financial system, where buyers purchase goods with deferred payments in the form of installments. Despite offering a flexible financing alternative, the main challenge in the implementation of BBA contracts is a fair penalty mechanism, especially in the context of late payments by debtors. This research aims to explore a penalty mechanism that complies with Islamic economic principles, focusing on fairness, transparency, and avoiding usury. In Islamic economics, fines must be compensatory, proportionate, and not become an additional burden that harms the debtor. A fair fine mechanism must also pay attention to flexibility for customers experiencing economic difficulties, and avoid exploitation practices. This research uses a literature review approach and systematic analysis of relevant literature, with the aim of formulating policies that support more inclusive and equitable Islamic financing practices. The results show that the application of fines in BBA must consider the principles of justice, transparency, and the principle of rahmah in Islam, in order to create a balance between rights and obligations, and maintain social welfare. The implementation of a fair penalty mechanism is not only important to ensure contract compliance, but also to create trust between Islamic financial institutions and customers
subject: Artikel
  topic: section
subject: Bai' Bithaman Ajil
  topic: keywords
subject: fines
  topic: keywords
subject: Islamic economics
  topic: keywords
subject: justice
  topic: keywords
subject: flexibility
  topic: keywords
subject: transparency
  topic: keywords
creator: Andi Bisyriani
creator: Zulfahry Abuhasmy
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-10-11
publication date: 2024-10-11
starting page: 30
ending page: 42

IMPLEMENTASI AKAD MUKHABARAH DALAM PRAKTEK TESANG GALUNG
type: item
description: This jurnal discusses the Implementation of Mukhabarah Contracts in the practice of Tesang Galung in Massewae Village, Duampanua Pinrang District. The purpose of this thesis research is to find out the muzara'ah and mukhabarah contracts in the practice of tesang galung which are based on the form of cooperation between land owners, third parties and managers. The practice carried out by the people of Massewae Village, Duampanua District, is in this tesang galung practice to see the implementation of the muzara'ah and mukhabarah contracts in a system that has blended in with custom. This type of research is qualitative where this research links several parties in it, by directly meeting sources of information in the field, namely the community who practice the tesang galung. The methods used are interviews, observation, documentation. Followed by data analysis to the validity of the existing data in the field. The results of this study are: first, the existing system in the practice of tesang galung includes the form of cooperation and profit sharing between the land owner and cultivator where this form of cooperation is carried out by two parties between the land owner and the second is the implementation, where when the land owner If the cultivator is given to manage their land, then the land owner fully surrenders and will receive profit sharing. And thirdly, the muamalah activity of the tesang galung practice carried out by the people of Massewae Village, Duaampanua Pinrang District, if it is associated with the muzara'ah and mukhabarah contracts, it is clear that this has not been implemented properly, however, there are some who have implemented muzara'ah and forms of cooperation from the tesang galung practice, more closely following the customary system that has blended in with the people of Massewae Village, Duampanua Pinrang District. Because they think that it is fair for them for some people.
subject: Artikel
  topic: section
subject: TESANG GALUNG
  topic: keywords
subject: MUKHABARAH
  topic: keywords
creator: Wahyuni
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-12-31
publication date: 2024-12-31
starting page: 21
ending page: 29

Dampak Direct Selling Online terhadap Pedagang Pasar Tradisional: Perspektif Ekonomi Syariah
type: item
description: The rapid growth of e-commerce and online direct selling has changed the trade landscape significantly. This phenomenon has complex impacts, especially for traditional market traders who have existed for centuries. This research aims to analyze in depth the impact of online direct sales on traditional market traders, taking into account the sharia economic perspective. The impact of online direct selling on traditional market traders is complex and multidimensional. The emergence of online direct selling has created increasingly fierce competition for traditional market traders. Ease of access, various product choices, and competitive price offers are the main attraction for consumers. Challenges and opportunities exist simultaneously. With the right government policies and joint efforts from all parties, it is hoped that a harmonious balance can be created between the development of online business and the business continuity of traditional market traders.
subject: Artikel
  topic: section
subject: Direct Selling
  topic: keywords
subject: Pasar Tradisional
  topic: keywords
subject: Ekonomi Syariah
  topic: keywords
creator: Rasyidah Bulqis
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-12-31
publication date: 2024-12-31
starting page: 11
ending page: 20

Digitalisasi Bisnis Syariah: Peluang Baru bagi Womenpreneur
type: item
description: The development of digital technology has created great opportunities for womenpreneurs to develop sharia businesses. This research aims to analyze how digitalization can empower womenpreneurs to increase income, expand market reach, and contribute to sharia economic growth. The research method used is a literature review. The research results show that digitalization has had a positive impact on sharia businesses managed by womenpreneurs, but there are still several challenges that need to be overcome.
subject: Artikel
  topic: section
subject: Digitalisasi Bisnis
  topic: keywords
subject: Bisnis Syariah
  topic: keywords
subject: Womenpreneur
  topic: keywords
creator: Desy Arum Sunarta
rights: Hak Cipta (c) 2024 Mappideceng:Jurnal Ekonomi Syariah
date: 2024-12-31
publication date: 2024-12-31
starting page: 1
ending page: 10